Real estate appraisal services for homeowners in the city of Wakefield and Middlesex County

Here are the top 7 reasons MA homeowners need JJG Appraisals:

Get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
Challenge Middlesex county's assessment of your property
Remove PMI to reduce a monthly mortgage payment
Reinstate their Home Equity Line of Credit (HELOC)
Verify a different appraiser's report
If real estate needs to be divided because of a divorce
To determine the true market value of property in question to settle an estate in Middlesex County or the state of MA

Do you own a home in or near Wakefield? Do you need help deciding the price of your real estate?
Contact JJG Appraisals.

At JJG Appraisals, we understand the unique needs of a consumer seeking appraisal services. Our customary business clients get the appraisal process and the standard documents we provide. But as a general consumer,you'll receive extra guidance and explanations through the appraisal process to understand what we do and how we report our conclusions.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your own house because of your emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract many interested buyers, a professional appraisal is very important as a negotiating tool once you have an attainable buyer. It's something tangible to show your buyer. It's an independent third party's opinion of your property's price, and not just you saying how much your home is worth. Potential buyers know that you have an emotional attachment to your house and will be more likely to give credibility to an experienced appraiser's value opinion than yours.

Need to cancel PMI?

PMI stands for Private Mortgage Insurance. A popular way to cut expenses for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is down below 80% of the value of your property, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. JJG Appraisals is qualified in helping homeowners just like you do away with unnecessary PMI insurance.

Challenging a property tax assessment

Your local tax assessor may have your home overvalued if you live in a region that's going down. That means you are most likely paying more taxes than you should. The quicker you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal report from JJG Appraisals is your perfect weapon.

HELOC recently frozen?

Your lender might decide to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area -- even if your specific property has not declined in value. This can this be troublesome from a cash flow point of view, and destructive to your credit score since it may appear as though that credit line is maxed out. JJG Appraisals can provide you with an expert appraisal that will help you reinstate your HELOC.

We Provide Field and Desktop Appraisal Review Services

Would you like a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you need an expert to double-check your appraisal for preciseness? An appraiser from JJG Appraisals can go out and check the subject and comps in question in a field review. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have in your possession. Even though this is typically requested by banks, you may need to employ this service if you suspect mortgage fraud related to your property.